Mortgage Calculator
Estimate your monthly mortgage payment, total interest, and total cost of your home loan.
Monthly Payment:
$0.00
Total Interest:
$0.00
Total Paid:
$0.00
Calculations assume fixed-rate monthly payments. Actual results may vary.
How this is calculated
The mortgage calculator uses the standard amortization formula based on loan amount, interest rate, and term length. Your monthly payment includes both principal and interest. Over time, more of each payment goes toward reducing your balance rather than paying interest.
Adjusting your rate, term, or down payment can significantly change your total interest cost and payoff timeline. Use this calculator to plan your home financing or compare different mortgage options.
Try our other free tools: Savings Growth · Debt Payoff